At Lori Jean Homes, our real estate dress for success outfit is jeans and boots so we can thoroughly check every aspect of the outbuildings with our buyers. We start by listening to what your needs are. How many horses, pets and other farm animals will you need to house? Do you also have humans in your herd? Buying a home for a family can be challenging, but add in several animals with very specific needs and the challenge is on. We cover most of Maryland for our farm buyers. We can also connect our buyers to USDA (sometimes with zero down payment) loans and first time home buyer programs to help finance your purchase. If you are ready to apply for a loan Click Here for a Lender who specializes in farms and large acreage properties.

Whether you are buying your first farm or selling and buying up to the next level we are here to help you find the right property and transition your herd. Download our Selling or Buying a Horse Farm or Large Acreage guide.

My team mate Brittnai and I like to think of ourselves as integrated. She is Western and I am English. Brittnai is a three time world qualifier in the National Barrel Horse Association (NBHA) and I am more inclined to a fox hunt or trail ride in the great Patuxent River Park. From the outbuildings to the tack room, shower bay, stall doors, stall fans, feed buckets, well pump, electricity, and hay storage we know how to help you evaluate the property for your specific needs. The buyers for several of our most recent horse property sales have come from our networks so working with us can give you the inside scoop of a property that may not even be in the MLS yet.

Although the inspection for a farm is more involved, the overall process is the same for a farm as a home.

Brittnai Racing Horses Professional

Brittnai Rounding the Barrels on Orry

Brittnai is a three time world qualifier in the National Barrel Horse Association (NBHA) and I am more inclined to a fox hunt or trail ride in the great Patuxent River Park. The buyers for several of our most recent horse property sales have come from our networks.  From the outbuildings to the tack room, shower bay, stall doors, stall fans, feed buckets, well pump, electricity, and hay storage we make sure every valuable detail of your farm is captured in photos and described in the write-up.  A farm is excellent because of the special organizing that happened over years of trial and error and you should be compensated for your hard work. 

Maryland Real Estate Selling or Buying Farm House or Large Acreage Drone Flyover Lori Jean Homes

Horse Farm Butting up to The Patuxent River Park (6000 acres along the river with riding trails)

LORI JEAN HOMES 10 POINT HORSE FARM MARKETING PLAN
GETTING YOUR PROPETY READY TO LIST

Anyone who visits your farm already knows its location, but it is the story of your farm combined with the look, feel, and efficiency that will make a buyer want to own it. Knowing precisely what changes to make to the farm before you list is critical to increase your profit margin. Most farms are understandably a little rough around the edges, but they can be cleaned and sometimes get a few repairs to boost the value. I have a team of people who know how to get all the old feed buckets, broken pitchforks & wheel barrels into the dumpster. Then they scrape off every mud dauber wasp tunnel (you know you have them), do serious spider web removal, haul in fill dirt or sawdust, and rake it ever so neatly to put your barn in its best light. We won’t forget to super clean the tack room and possibly repair some small items. When a buyer comes to look at the barns they can visualize their own loved horses in your snug, clean barn. Click here to download our selling or buying a horse farm

STAGING

We understand what buyers are looking for in a farm and ensure your farm shows beautifully in person and in photos. Staging sells properties faster and for more money. Staging includes shrubs, flowers, and mulch for high impact curb appeal. We know where to recommend you spend time and money to yield the highest return. 

MLS & BEYOND

While the MLS is a powerful way to tell the world your farm is for sale it has limitations. The MLS doesn’t have searchable data entry for essential buildings on a horse property. Whereas a three car detached garage can become a relevant search result, a barn cannot.  Furthermore, neither the description write-up nor the photos are searchable data on the internet.  Therefore, unlike any other property,  marketing a horse farm cannot be limited to just the MLS. Besides general digital marketing, we market the horse property on several facebook sites that we ourselves frequent.  We also partner with local tack shops to promote their business among our buyers which they reciprocate by promoting our listings. 

Maryland Real Estate Selling or Buying Farm House or Large Acreage Drone Flyover Lori Jean Homes

We always hire high quality professional photographers who know how to convey the best aspects of your property. We use drone flyovers to show fencing, pastures, outbuildings, property boundaries, and land mass. 

Farm Ready

Here’s what cleaning, painting, a little fixing or a lot of fixing can do. 

Before

Maryland Real Estate Selling or Buying Farm House or Large Acreage Before Lori Jean Homes

After

Maryland Real Estate Selling or Buying Farm House or Large Acreage After Lori Jean Homes

Before

Maryland Real Estate Selling or Buying Farm House or Large Acreage Before Lori Jean Homes

After

Maryland Real Estate Selling or Buying Farm House or Large Acreage After Lori Jean Homes

Before

Maryland Real Estate Selling or Buying Farm House or Large Acreage Before Lori Jean Homes

After

Maryland Real Estate Selling or Buying Farm House or Large Acreage After Lori Jean Homes

Comparative Market Analysis (CMA)

Determining the accruate value of your farm or large acreage property is one of the most important steps prior to selling your home. It is also important to get the value for the farm or large acreage you are trying to purchase! I will use the latest Comparative Market Analysis (CMA) technology and my experience with the local real estate market to compile an accurate valuation of your home or prospective home, at no cost or obligation to you. Please fill out the information below and I will contact you as soon as possible with your home valuation.

OUR TESTIMONIALS

"5 Stars | Google Review"


“I almost listed my 5 + acre farm with a realtor who was going to put up a sign, write up a listing, and sit and wait. Then Lori came along and, in a whirlwind, changed all that. She quickly conducted thorough comps of the area and listed my house for $80,000 MORE than the first REALTOR®. Recognizing my house needed some work to get the maximum for it, she brought in a team to clean out the junk in my barn and house and make repairs. All at a very fair price for me. She spent 4 FULL DAYS at my house, helping haul stuff, sort through stuff, repair stuff, mulch, etc. She gave me spot-on guidance throughout the entire process and was always available when I needed her. She tackled several obstacles that came up along the way in my favor – including an error the appraiser made that could have cost me $25,000. I can’t recommend Lori highly enough!!!!!”

– Sue Rosche –

"5 Stars | Google Review"


“Lori made this first-time home-buying experience a joy. I came to her a nervous wreck. Along the way, she inspired me to not only NOT settle and to go for what I wanted, but to also learn as much as I could about the process. What I gleaned from her during our journey has gone far beyond just purchasing a home, but maintaining and growing my investment!”

– Rhonda Johnson –

"5 Stars | Google Review "


“Working with Lori Jean was the best Real Estate experience that my husband and I have ever had. She is knowledgeable and skilled, and at the same time, patient and kind. (rare combination!!)”

– Kimberly Everett –

GOT QUESTIONS?

CHECK OUT OUR FAQS

I want to buy a home. Where do I start?

To get started, reach out to Lori Jean Homes. As a professional Realtor she will help you find your dream home. The next step is loan pre-approved with a lender. After you fill out the loan application (15 minutes) and provide documents, you will know how much loan you qualify for how much cash you need for closing and deposit. It is never too early to get pre-approved in the event the lender has recommendations for you to make improvements. To get pre-approved, contact my trusted lending partner, Corey Smith with Vellum Mortgage.

I am comfortable renting. Why should I buy a home instead?
It is proven that the best way to build wealth is to invest in real estate. While there are many reasons that may lead you to purchasing a home of your own, the greatest reason should be building future wealth for you and your family.
My credit isn’t great. Can I still buy a house?
Your credit is a key factor a lender will analyze when pre-approving you for a mortgage. Your score will also impact your interest rate, loan terms, and what programs you qualify for. However, having a low credit score will not prevent you from purchasing a home. A lender can help you understand your credit score and what you can do to improve your score to put you in the best possible position to buy a home.

Conventional loans require a minimum credit score of 620. FHA loans require a minimum credit score of 500. VA loans require a minimum credit score of 580. USDA loans require a minimum credit score of 620. Special products and programs will each have their own credit score guidelines, Maryland Mortgage Program, for example, requires a minimum score of 640.

How much money do I need saved up?
The amount you need for a down payment will depend on what type of loan you qualify for. The minimum down payment amount on a conventional loan for a first-time homebuyer is 3%, but there are other programs that require 0% down. Also, there are down payment assistance programs to help buyers with their down payment.

In addition to the down payment, you will have closing costs to pay for at the time of closing. Closing costs are typically around 3-5% of the home’s sales price. Like down payment, there are programs and strategies to help buyers pay their closing costs.

Conventional loans require a minimum down payment of 3% for first-time homebuyers and 5% for repeat homebuyers. FHA loans require 3.5% down. VA and USDA loans offer 0% down payment.

What is the benefit of working with a local lender?

A trusted, local lender will be more thorough, providing a pre-underwritten pre-approval compared to an online or large corporate lender. Having a pre-approval letter from a local lender will make your offer stronger because Realtors know lenders reputations for getting buyers all the way to closing. They know that local lenders can communicate directly with underwriting to get your loan approved in less time, iron out any snafus on the buyer’s behalf, and close faster. Additionally, smaller local lenders tend to be more cost effective for the borrower and offer superior customer service than a large corporation.

What are current mortgage rates?
Mortgage interest rates change on a daily basis, sometimes multiple times a day, based on the market. Outside of market influences, interest rates are also calculated based on numerous factors specific to you, such as your credit score, what type of loan program you are using, and what type of property you are purchasing. It is best to speak with a trusted lender who will be happy to assist you.
What documents are typically needed to apply for a mortgage?
While documentation can vary between borrower and loan programs, typically lenders require 30 days’ worth of paystubs, two years’ of W2s, and two months of bank statements. For 1099 employees, self-employed borrowers, or borrowers with rental income on investment properties, lenders will also require two years of tax returns.
What are the different types of loans available?
There are four major types of loans – conventional, FHA, VA, and USDA. A conventional loan is the most common and will be more affordable than FHA for borrowers with excellent credit. FHA is good for borrowers with lower credit or repeat buyers looking to make a smaller down payment. VA loans are reserved for veterans and surviving spouses. USDA loans are available for borrowers with lower incomes purchasing in eligible rural and suburban areas.
How long does it take to buy a home?
Often finding the right home is the longest part of the process. Once you have found the home you love, it usually is around 20-35 days from going under contract to closing.

CONTACT US

8 + 5 =

What’s Next?

– You will get a call within 1 working day.
– We’ll discuss your property or home buying needs.
– We can schedule an in-person meeting if necessary.
– You can leave the rest of the work for us.

Email: Lori@LoriJeanHomes.com

Call: (240) 441-2934

Email: Britt@LoriJeanHomes.com

Call: (410) 220-1618