Selling Your Home?
From cottage to mansion, I service all manner of properties. Whether you are interested in buying or selling a farm, waterview property, condo, home on acreage, or a home in an established development, I am here to help you. Learn more about Lori’s Home-Ready Program and how it gives her sellers the edge over other listings Download Lori’s Seller Guide.
I know you work hard for your money and I believe you deserve the best margin possible. Supply and demand are the machinery of price, but demand can be manipulated with smart marketing. The more views your property gets, the greater the demand. The greater the demand, the better the margin. My marketing team will situate your home on hundreds of real estate platforms, use the very latest in digital marketing to capture our buyer-avatar and manage digital ads and retargeting on every platform. Additionally, I have been preparing homes for sale for 20 years. Knowing what modifications get the highest return on investment is critical to our success. (Please check my FREE Home-Ready Service) I partner with my clients for a dynamic approach to home selling that has proven results. I look forward to talking to you about your home. Lori Jean
Comparative Market Analysis (CMA)
Determining the value of your home, is one of the most important things you can do prior to selling your home. It is also very important to get an accurate value for the home you are trying to purchase! I will use the latest Comparative Market Analysis (CMA) technology and my experience with the local real estate market to compile an accurate valuation of your home or prospective home, at no cost or obligation to you. Please fill out the information below and I will contact you as soon as possible with your home valuation.
Home Ready
Get your home ready to sell with a free consultation.
After 20 years as a licensed contractor in Maryland, I have a vast network of excellent painters, plumbers, electricians, flooring experts, handy persons, landscape experts, and you name it to help you get your home ready to sell, FAST! I will guide the process along adding my expert opinion on what should and should NOT be done to sell your home for the most money at the fastest pace. Whether I am adding sensuality to the master suite or flowers to the deck, my goal is to tell your home’s story.
OUR TESTIMONIALS
"5 Stars | Google Review"
“Lori helped us find our dream home! Her expertise in the field helped us successfully purchase a home at the most competitive time in the market, and her personability ensured she knew exactly what we wanted. We are very happy with our final outcome and would recommend her services to anyone!”
– Genie Hoover –
"5 Stars | Google Review"
“I purchased my home using FaceTime. I lived two days away when I started talking to Lori. She has a sweet and kind demeanor. So when I finally met her, she was everything I imagined. My husband is retired Army, and she understood his military aggression. We love our home! Thank you, Lori, for understanding what we wanted and for your kind heart! A true blessing.”
– Vickie Lindsey –
"5 Stars | Google Review "
“If you are reading this please do not look anywhere else because Lori goes above and beyond to make sure you get the best service ever. She loves what she does, and that is what makes her different from the others because is not about the money for her but the overall satisfaction of her clients. She is very upfront in terms of expectations, the game plan, and how to execute the plan. She was always available to answer every question or point us to the right channel. She is very flexible, so if you are busy like me then that is a huge plus. In terms of negotiation, I don’t think anyone can beat her to that. If I have to re-do this process all over again, Lori will definitely be on the team. I will recommend her to anyone looking for a REALTOR®.”
– Grace Wiredu –
GOT QUESTIONS?
CHECK OUT OUR FAQS
I want to buy a home. Where do I start?
To get started, reach out to Lori Jean Homes. As a professional Realtor she will help you find your dream home. The next step is loan pre-approved with a lender. After you fill out the loan application (15 minutes) and provide documents, you will know how much loan you qualify for how much cash you need for closing and deposit. It is never too early to get pre-approved in the event the lender has recommendations for you to make improvements. To get pre-approved, contact my trusted lending partner, Corey Smith with Vellum Mortgage.
I am comfortable renting. Why should I buy a home instead?
My credit isn’t great. Can I still buy a house?
Conventional loans require a minimum credit score of 620. FHA loans require a minimum credit score of 500. VA loans require a minimum credit score of 580. USDA loans require a minimum credit score of 620. Special products and programs will each have their own credit score guidelines, Maryland Mortgage Program, for example, requires a minimum score of 640.
How much money do I need saved up?
In addition to the down payment, you will have closing costs to pay for at the time of closing. Closing costs are typically around 3-5% of the home’s sales price. Like down payment, there are programs and strategies to help buyers pay their closing costs.
Conventional loans require a minimum down payment of 3% for first-time homebuyers and 5% for repeat homebuyers. FHA loans require 3.5% down. VA and USDA loans offer 0% down payment.
What is the benefit of working with a local lender?
A trusted, local lender will be more thorough, providing a pre-underwritten pre-approval compared to an online or large corporate lender. Having a pre-approval letter from a local lender will make your offer stronger because Realtors know lenders reputations for getting buyers all the way to closing. They know that local lenders can communicate directly with underwriting to get your loan approved in less time, iron out any snafus on the buyer’s behalf, and close faster. Additionally, smaller local lenders tend to be more cost effective for the borrower and offer superior customer service than a large corporation.
What are current mortgage rates?
What documents are typically needed to apply for a mortgage?
What are the different types of loans available?
How long does it take to buy a home?
CONTACT US
What’s Next?
– You will get a call within 1 working day.
– We’ll discuss your property or home buying needs.
– We can schedule an in-person meeting if necessary.
– You can leave the rest of the work for us.